When will begin to cry tax

How will consider today the person who will undertake to assert , as if the bank system soon either will disappear at all, or will transform beyond recognition? At least will see as on mad as a maximum, will send in psikhushku. Nevertheless, today already there are processes which about 15 years ago anybody could not present - the bank system hitherto supervising all monetary streams, loses the monopoly, receding under an impact of virtual payment systems of the Internet.

What occured on an extent of a "monetary" history of mankind? In any processes of movement of money the bank always mediated; whether there was it a salary, or on the contrary, purchase in shop, whether was it the credit or remittance from one person to another. The person received through bank (directly or oposredovano, for example as the salary in firm which besides took money in bank) means on which got the goods necessary for him. From shop of money came back in bank, and circulation repeated. For last 100 years the bank system inherently has not changed; only new control facilities, movement and the control were added, but principles of job have not changed.

In new century all can cardinally exchange due to occurrence of so-called virtual money. It at all the same, that a clearing settlement. In translation process of virtual money the bank does not accept participation at all! This unique enough phenomenon forces to reconsider the legislation radically, as is done  now in many countries. In fact, if earlier through bank it was possible to supervise incomes and charges of the person now the increasing emphasis is done  on his  consciousness. For example, in the American Internet - casinos payment of the tax from the income of the player is assigned to the player instead of on a casino.

On change to banks on the market there came numerous systems of virtual payments which at present actively combine both bank, and not bank (virtual) payments. Together with them completely unique kind of advertising - virtual money - CREDITS has appeared also.

Whence CREDITS have appeared?

In the beginning there was an advertising. More precisely the Internet advertising. For which whose that the wise head, has guessed to pay to users, concordant her  to look through, money.

Experiments with paid advertising (the question is payment by that who looked through advertising) were spent in the USA in 1970th. The client free-of-charge received a computer - with that condition that in the top part of the monitor the updated advertising block constantly hung. Under the statement of representatives of the companies engaging in this business, for two years the computer completely paid off!

Then the Internet - companies, such as www.spedia.net, www.cash-surfers.com, was called as systems of active advertising (SAR) have appeared. These companies suggested the registered users to download and establish the special program on the computers. After that on screens of users vysvechivalos` a small window in which in an operating time on the Internet there were advertising banners. For viewing of banners the sum depending from spent on viewing of advertising of time (special programs allowed to keep account) was charged ehnnaja. The person combined pleasant with useful: playing online - games or downloading music, he simultaneously earned money.

The quantity{amount} of the users working with SAR, was estimated in millions.

At that time work prosmotrovhhikov advertising was paid in the old manner - to them sent checks which sum directly depend on time lead{carried out} in front of the monitor with advertising. Checks then obnalichivalis` in bank.

In due course technologies of advertising varied. The companies offering{suggesting} not viewing of advertising banners, and address transition to sites of the companies of advertizers have appeared. Among the most popular it is possible to name the companies www.uniq-ip.com <http://www.internet-technologies.ru/?url=http%3A%2F%2Fwww.uniq-ip.com> and www.neosap.com <http://www.internet-technologies.ru/?url=http%3A%2F%2Fwww.neosap.com>. Change of technologies of advertising has led to to change of system of payment. The companies of a similar structure totaled one CREDIT for viewing of one site. 1 CREDIT is 1 viewing 1 site.

Here it is necessary to take into account one feature. The sum of money for which you can exchange 1 credit, directly depends on from what from companies SAR you work. The mechanism of it is easier for explaining on an example. The company engaged SAR, concludes the contract with advertizers, receiving from them of money for each visiting of their site. A part of this sum the person looking through receives directly advertising. The percent{interest} which firm SAR gives the visitor can differ as the sum which the firm the advertizer for one viewing pays, and. The difference can make up to 50 percent .

At the same time can differ and volume of efforts which need to be applied{put} to earn 1 CREDIT. If in one case for acknowledgement{confirmation} of that you have seen{overlooked} a site enough to choose one image www.uniq-ip.com <http://www.internet-technologies.ru/?url=http%3A%2F%2Fwww.uniq-ip.com> that in the friend it is required to fill what or the form that will take away more time.

All earned CREDITS can be exchanged at Internet - stock exchanges for virtual money which in turn can be exchanged for money real. They can be exchanged directly and for money real (anyway, in Moscow similar practice already exists).

Unusual properties of CREDITS

Interesting difference of CREDITS from other virtual money is their stability. Agree, even if all currencies will fail, one advertising viewing remain one advertising viewing. Hence, the CREDIT is similar to a gold tchervonets: new - well forgotten old!

It is possible to name completely unique phenomenon an exchange of credits for the goods. Here we have an example of full ignoring and the seller and the consumer of bank system, and, accordingly, any control over the state of commodity-money attitudes  between two parties{sides}. Especially in a case, when the got goods - digital (everything, that it it is possible to pass in an electronic kind). An example of such shop: www.uniq-ip.biz <http: // www.internet-technologies.ru/? url=http%3A%2F%2Fwww.uniq-ip.biz>. Still an example from a life of CREDITS when it is possible to change one advertising for another: www.e-place.ru <http: // www.internet-technologies.ru/? url=http%3A%2F%2Fwww.e-place.ru>

When will begin to cry tax

Occurrence of virtual money, as a matter of fact, a call to tax services of all countries, in fact to trace virtual money, as against real while it is practically impossible. It is possible to assume, what is it only a first signs future virtualizacii monetary - financial sphere. In fact with the same credits or their analogues in due course, probably, will pay off with the employees working distancionno, and them every year becomes more and more.

As the virtual revolution of money while is insignificant, optimum the combination of bank and not bank systems of payments nevertheless is. But the tendency of growth of a share of virtual money (up to 30 % one year) sets thinking even the biggest sceptics.